Integration: E-Wallet

Core API E-Wallet Integration

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Note

This payment method is compatible with QR Code Indonesian Standard (QRIS), and can be paid with any QRIS compatible e-Wallet or banking app.

GoPay is an E-Wallet . Users can pay using the Gojek app, GoPay app or any QRIS compatible app. The user flow is different for web browser (on a computer or a tablet) and mobile phone:

  1. QR Code - This is the user flow on a web browser (on a computer or a tablet). User is shown a QR code and asked to scan using any QRIS compatible app, such as Gojek app or GoPay app. (Sequence Diagram for QR Code)
  2. Deeplink - This is the user flow on a mobile device. User gets redirected to the Gojek app or GoPay app to finish payment. (Sequence Diagram Deeplink). For more details related to redirection to Gojek and GoPay app, please read this article.

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Note

Please make sure to create your Midtrans account, before proceeding with this section.


Sequence Diagram

The overall GoPay end-to-end payment process can be illustrated in following sequence diagram.


QR Code Mode (Default)


Deeplink Mode



Sandbox Environment


The steps given below use Midtrans Sandbox environment to test the integration process. Please make sure that you use the Server Key and Client Key for the Sandbox environment. For more details, refer to Retrieving API Access Keys.



Steps for Integration


To integrate with E-Wallet Payment method, follow the steps given below.

1. Sending transaction data to API Charge


API request should be done from merchant backend to acquire QR code and deeplink URL to Gojek-GoPay app. The table given below describes the various elements required for sending the transaction data to the Charge API.
RequirementDescription
Server KeyThe server key. For more details, refer to Retrieving API Access Keys.
order_idThe order_id of the transaction.
gross_amountThe total amount of transaction.
payment_typeThe payment method. Note: Here, set to gopay

The sample Charge API request implementation is given below. You can choose/implement according to your backend language. For more details, refer to available Language Libraries.

Request Details


HTTP Headers

Accept: application/json
Content-Type: application/json
Authorization: Basic AUTH_STRING

AUTH_STRING: Base64Encode("YourServerKey"+":")

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Midtrans API validates HTTP request by using Basic Authentication method. The username is your Server Key while the password is empty. The authorization header value is represented by AUTH_STRING. AUTH_STRING is base-64 encoded string of your username and password separated by colon symbol (:). For more details, refer to API Authorization and Headers.


Sample Request

curl -X POST \
  https://api.sandbox.midtrans.com/v2/charge \
  -H 'Accept: application/json'\
  -H 'Authorization: Basic <YOUR SERVER KEY ENCODED in Base64>' \
  -H 'Content-Type: application/json' \
  -d '{
    "payment_type": "gopay",
    "transaction_details": {
        "order_id": "order-101",
        "gross_amount": 44000
    }
}'
/*Install midtrans-php (https://github.com/Midtrans/midtrans-php) library.
composer require midtrans/midtrans-php

Alternatively, if you are not using **Composer**, you can download Midtrans PHP library(https://github.com/Midtrans/midtrans-php/archive/master.zip), and then require the file manually.
require_once dirname(__FILE__) . '/pathofproject/Midtrans.php';`*/

//SAMPLE REQUEST START HERE

// Set your Merchant Server Key
\Midtrans\Config::$serverKey = 'YOUR_SERVER_KEY';

$params = array(
    'transaction_details' => array(
        'order_id' => rand(),
        'gross_amount' => 10000,
    ),
    'payment_type' => 'gopay',
    'gopay' => array(
        'enable_callback' => true,                // optional
        'callback_url' => 'someapps://callback'   // optional
    )
);

$response = \Midtrans\CoreApi::charge($params);
/*Install midtrans-client (https://github.com/Midtrans/midtrans-nodejs-client) NPM package.
npm install --save midtrans-client*/

//SAMPLE REQUEST START HERE

const midtransClient = require('midtrans-client');
// Create Core API instance
let core = new midtransClient.CoreApi({
        isProduction : false,
        serverKey : 'YOUR_SERVER_KEY',
        clientKey : 'YOUR_CLIENT_KEY'
    });

let parameter = {
    "payment_type": "gopay",
    "transaction_details": {
        "gross_amount": 12145,
        "order_id": "test-transaction-54321",
    },
    "gopay": {
        "enable_callback": true,                // optional
        "callback_url": "someapps://callback"   // optional
    }
};

// charge transaction
core.charge(parameter)
    .then((chargeResponse)=>{
        console.log('chargeResponse:');
        console.log(chargeResponse);
    });
/*Install midtrans-java (https://github.com/Midtrans/midtrans-java) library.

If you are using Maven as the build tool for your project, please add the following dependency to your project's build definition (pom.xml).
<dependencies>
    <dependency>
      <groupId>com.midtrans</groupId>
      <artifactId>java-library</artifactId>
      <version>3.0.0</version>
    </dependency>
</dependencies>

(If you are using Gradle as the build tool for your project, please add following dependency to your project's build definition (build.gradle).
dependencies {
	implementation 'com.midtrans:java-library:3.0.0'
}

You can also check the [functional tests](https://github.com/Midtrans/midtrans-java/blob/master/library/src/test/java/com/midtrans/java/CoreApiTest.java) for more examples.*/

import com.midtrans.Midtrans;
import com.midtrans.httpclient.SnapApi;
import com.midtrans.httpclient.error.MidtransError;

import java.util.HashMap;
import java.util.Map;
import java.util.UUID;
import org.json.JSONObject;


public class MidtransExample {

    public static void main(String[] args) throws MidtransError {
      // Set serverKey to Midtrans global config
      Midtrans.serverKey = "YOUR_SERVER_KEY";

      // Set value to true if you want Production Environment (accept real transaction).
      Midtrans.isProduction = false;

        UUID idRand = UUID.randomUUID();
        Map<String, Object> chargeParams = new HashMap<>();

        Map<String, String> transactionDetails = new HashMap<>();
        transactionDetails.put("order_id", idRand.toString());
        transactionDetails.put("gross_amount", "265000");

        chargeParams.put("transaction_details", transactionDetails);
        chargeParams.put("payment_type", "gopay");

            JSONObject result = CoreApi.chargeTransaction(chargeParams);
            System.out.println(result);
    }
}
#Install [**midtransclient**](https://github.com/Midtrans/midtrans-python-client) PIP package.
#pip install midtransclient

#SAMPLE REQUEST START HERE


import midtransclient
# Create Core API instance
core_api = midtransclient.CoreApi(
    is_production=False,
    server_key='YOUR_SERVER_KEY',
    client_key='YOUR_CLIENT_KEY'
)
# Build API parameter
param = {
    "payment_type": "gopay",
    "transaction_details": {
        "gross_amount": 12145,
        "order_id": "test-transaction-54321",
    },
    "gopay": {
        "enable_callback": true,                # optional
        "callback_url": "someapps://callback"   # optional
    }
}

# charge transaction
charge_response = core_api.charge(param)

Please check Midtrans available language libraries.


Post Body JSON Attribute Description
RequirementDescriptionTypeRequired
transaction_detailsDetails of the transaction such as order_id and gross_amount.-Required
order_idTransaction order ID, defined from your side.StringRequired
gross_amountTotal amount of transaction, defined from your side.StringRequired
payment_typeSet to gopay.StringRequired

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Tips

You can include more information such as customer_details, item_details, and so on. It is recommended to send more details regarding the transaction, so that these details will be captured on the transaction record. Which can be viewed on the Midtrans Dashboard.

Learn more on why this API request should be securely managed from your backend.

Sample Response

{
  "status_code": "201",
  "status_message": "GO-PAY transaction is created",
  "transaction_id": "231c79c5-e39e-4993-86da-cadcaee56c1d",
  "order_id": "order-101h-1570513296",
  "gross_amount": "44000.00",
  "currency": "IDR",
  "payment_type": "gopay",
  "transaction_time": "2019-10-08 12:41:36",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "actions": [
      {
        "name": "generate-qr-code",
        "method": "GET",
        "url": "https://api.sandbox.veritrans.co.id/v2/gopay/231c79c5-e39e-4993-86da-cadcaee56c1d/qr-code"
      },
      {
        "name": "deeplink-redirect",
        "method": "GET",
        "url": "https://simulator.sandbox.midtrans.com/gopay/ui/checkout?referenceid=Y0xwjoQ9uy&callback_url=someapps%3A%2F%2Fcallback%3Forder_id%3Dorder-101h-1570513296"
      },
      {
        "name": "get-status",
        "method": "GET",
        "url": "https://api.sandbox.veritrans.co.id/v2/231c79c5-e39e-4993-86da-cadcaee56c1d/status"
      },
      {
        "name": "cancel",
        "method": "POST",
        "url": "https://api.sandbox.veritrans.co.id/v2/231c79c5-e39e-4993-86da-cadcaee56c1d/cancel"
      }
  ]
}

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Note

You will get the actions attribute to complete the transaction.


Response Body JSON Attribute Description
ElementDescriptionTypeNotes
status_codeThe status of the API call.StringFor more details, refer to Status Codes and Error.
status_messageThe message describing the status of the transaction.String-
transaction_idThe Transaction ID of the specific transaction.String-
order_idThe specific Order ID.String-
gross_amountThe total amount of transaction for the specific order.String-
currencyThe unit of currency used for the transaction.String-
payment_typeThe type of payment method used by the customer for the transaction.String-
transaction_timeThe date and time at which the transaction occurred.StringIt is in the format, YYYY-MM-DD HH:MM:SS.
Time zone: Western Indonesian Time (GMT+7).
transaction_statusThe status of the transaction.StringFor more details, refer to Transaction Status.
fraud_statusThe fraud_status of the transaction is displayed.String-
actionsThe set of actions.ArrayIt is the set of actions that can be retrieved through this attribute. Merchant chooses the action according to his/her need.
nameThe name of the action.String-
methodThe type of the method.String-
urlThe redirect URL.String-

2. Altering payment flow depending on the device used


Depending on which platform (Desktop or Mobile) you are integrating this payment method for your customer to pay, the payment flow will be different between computer/tablet versus smartphone/mobile. Choose from the flows below accordingly.


Show QR Code Image (on computer or tablet)

To display transaction QR Code image, use the URL from generate-qr-code actions retrieved from API response. Simplest way is to "hotlink" the image URL. If the frontend is HTML, put the URL in image tag <img src="THE_QR_CODE_URL_HERE">, or display it on a similar component downloading.

If the frontend does not support such scenario, you may need to locally download the QR code image from that URL, then display it on your frontend.

Once the QR Code for payment is displayed to customer, it will be available for customer to pay.

Payment flow example for customer on Production environment:

  1. On Merchant web/app, choose GoPay/QRIS as payment method.
  2. Continue checkout until the payment QR code displayed.
  3. Open any QRIS compatible app, installed in your phone, for example Gojek or GoPay App
  4. Use "Scan to Pay" feature to scan the QR code.
  5. Click Pay, after checking and verifying your payment details.
  6. You may be prompted to input Security PIN to finish your transaction.


Redirecting to Gojek-GoPay app deeplink (on smartphone)

To redirect the customer to Gojek-GoPay app, use URL from deeplink-redirect actions retrieved from API response. Then customer can be redirected via server-side redirect, using JavaScript, such as window.location=[DEEPLINK URL], or using HTML link, <a href="[DEEPLINK URL]">Pay with GoPay</a>.

Payment flow example for customer on Production Environment:

  1. On Merchant web/app, choose GoPay as payment method.
  2. Continue checkout until you are redirected to Gojek-GoPay app.
  3. Click Pay, after checking and verifying your payment details.
  4. You may be prompted to input Security PIN to finish your transaction.

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Note

Read here to simulate/test success payment on Sandbox


Implementing finish redirect callback handler

In addition to app deeplink flow above, you can optionally implement finish redirect callback. Which after payment, the customer will be redirected back from Gojek-GoPay to your app.

Add the following parameters within the gopay object in the Charge API request.

"gopay": {
      "enable_callback": true,
      "callback_url": "tokokuapp://gopay-finish"
  }
  //you can also use web url like "https://myshop.com/gopay-finish"
JSON AttributeDescription
enable_callbackTo determine whether customer will be redirected to the callback URL after payment. Default value: false.
callback_urlTo determine where Gojek-GoPay app will redirect customer after payment. Can be HTTP or app deeplink URL. Default value: callback_url in dashboard settings.

You will need to implement callback url handler on your web/app. Customer will be redirected to this URL once payment is completed. The redirect will also automatically appended with query parameters below.

ParameterDescription
order_idOrder ID sent on the Charge Request
resultResult of the transaction to decide what kind of page to show to customer. Possible values: success or failure

The final url will become for example tokokuapp://gopay-finish?order_id=123&result=success. So make sure your app can handle the finish redirect url properly.

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Note

To update the Transaction Status on merchant backend/database, do not solely rely on frontend callbacks. For security reasons, to make sure that the Transaction Status is authentically coming from Midtrans, you can update Transaction Status by waiting for HTTP Notification or timely call API Get Status on your backend.

If you don't implement finish redirect callback, after payment completed, customer can manually dismiss GoPay success/failure screen, then navigate back to your app manually.

3. Handling post transaction


When the transaction status changes, Midtrans notifies you at the *Redirect URL* and sends HTTP notification to the merchant backend. This ensures that you are updated of the transaction status securely.

HTTP POST request with JSON body will be sent to your server's Notification URL configured on dashboard.


Configuring Payment Notification URL

To configure the Payment Notification URL, follow the steps given below.

  1. Login to your MAP account.
  2. On the Home page, go to SETTINGS > CONFIGURATION. Configuration page is displayed.
  3. Enter Payment Notification URL.
  4. Click Update. A confirmation message is displayed.


The Payment Notification URL is configured.

See also : HTTP(S) Notification/Webhooks

Transaction status description

The table given below explains transaction_status values for E-Wallet transaction.

Transaction StatusDescription
settlementTransaction is successfully paid, customer has completed the transaction.
pendingTransaction is successfully created to payment provider but it's not yet completed by the customer.
expireTransaction is failed as the payment is not done by customer within the given time period.
cancelTransaction is canceled by you.
denyTransaction is rejected by the payment provider.
refundTransaction is refunded by you.


Additional Notes


Allowing App Redirect for Mobile Platform App

If app deeplink redirect method is being used within WebView, you may need to include additional configurations to ensure that your app will be able to redirect customer to Gojek-GoPay app. Please make sure that the WebView allows opening app redirect link urls.

Android Native

If using WebView on Android, please make sure that the WebView allows opening other app redirect link urls.

As a reference/example please follow this FAQ on how to allow Gojek-GoPay app redirect link.

iOS Native

If using WebView on iOS, please make sure that the WebView allows opening other app redirect link urls.

As a reference/example please follow this FAQ on how to allow Gojek-GoPay app redirect link.

WebView & others

If you are using other framework such as React Native, Flutter, etc. Please follow this FAQ on how to allow Gojek-GoPay app redirect link.

For more details on transaction_status & fraud_status, see here.

Making sure app redirect works on web based mobile platform app

If you are implementing redirect using web based code (Browser, PWA, React Native, within WebView, etc.) on a Mobile App, sometimes the platform may block you from redirecting customer to another app.

Please follow this FAQ on how to allow deep/universal link redirect.

Payment via QRIS

Please note that if the payment transaction is paid by customer via QRIS scanning method, then Midtrans will send webhook/HTTP notification with "payment_type": "qris" instead of gopay. This is to indicate that the payment is via QRIS.