Cardless Credit enables customers to use "Buy Now, Pay Later" payment methods, allowing them to make purchases and then pay at a later date, either in installments or in full. This allows merchants to receive funds in full by the settlement cutoff time, just like with regular payment methods - while still providing payment flexibility to their customers. Cardless Credit provides businesses with access to customer segments who may not have the means or intention to pay immediately, but do not have access to credit cards.
Midtrans currently support both Akulaku Paylater and Kredivo payment methods.