Bank Account Number Automatic Padding

In order to minimize the failed disbursement that being sent to IRIS due bank validation on bank account length, we do have automatic padding logic for several banks. Please see below table on the details.

Beneficiary Bank NameBeneficiary Bank CodeBank Account Length
PT. BANK CENTRAL ASIA TBK.bca10 digits
PT. BANK RAKYAT INDONESIA (PERSERO)bri15 digits
PT. BANK DANAMON INDONESIA TBK.danamon12 digits
PT. BANK MANDIRI (PERSERO) TBK.mandiri13 digits

Sample:

  • If the beneficiary detail is bca but the bank account number is only 9 digits then we will do padding using 0 prefix before we proceed the account validation/disbursement to the banks
    • bca - 123456789 will be updated to 0123456789 before we sent it to the bank.

Notes:

  • In order to avoid any incorrect disbursement, please make sure to do account validation to make sure the beneficiary name is correct before doing the actual disbursement using IRIS.