BCA Virtual Account

BCA Virtual Account is a bank transfer payment method offered by Bank BCA. Users can pay using their BCA Bank account only. Payment can be made through all of Bank BCA's channels (KlikBCA, m-BCA, and ATM).

Steps to integrate :

  1. Send the charge API request to Midtrans.
  2. Redirect your customer back to your page by configuring Finish URL in Midtrans's Dashboard > Snap Preferences or via [API Request] (/docs/snap-advanced-feature#custom-finish-url).
  3. Handle notifications.

By default, default expiry time for bank transfer is 24 hours unless specified by merchant (min 20s, max 180 days).




Sample JSON Request Body


{
  "transaction_details": {
    "order_id": "ORDER-101",
    "gross_amount": 10000
  },
  "item_details": [{
    "id": "ITEM1",
    "price": 10000,
    "quantity": 1,
    "name": "Midtrans Bear",
    "brand": "Midtrans",
    "category": "Toys",
    "merchant_name": "Midtrans"
  }],
  "customer_details": {
    "first_name": "TEST",
    "last_name": "MIDTRANSER",
    "email": "[email protected]",
    "phone": "+628123456"
  },
  "enabled_payments": ["bca_va"],
  "bca_va": {
    "va_number": "12345678911",
    "sub_company_code": "00000",
    "free_text": {
      "inquiry": [
        {
          "en": "text in English",
          "id": "text in Bahasa Indonesia"
        }
      ],
      "payment": [
        {
          "en": "text in English",
          "id": "text in Bahasa Indonesia"
        }
      ]
    }
  }
}
ParameterDescription
transaction_details
Transaction Details Object (required)
Unique transaction ID
item_details
Item Details Object (optional)
Shopping item details will be paid by customer
customer_details
Customer Details Object (optional)
Details of the customer
enabled_payments
Array (optional)
Set what payment method to show in Snap's payment list. Value: bca_va
bca_va
BCA Virtual Account (optional)
BCA Virtual Account payment options

For a full list of request body parameters please refer to the Request Body (JSON Parameter) section


Note: Please also refer to the Custom VA Number section if you're looking to define your own VA number for your customers.