Kredivo

Buy Now Pay Later payment method by Kredivo. Upon making purchase, customer will be redirected to the Kredivo website to complete payment.

Steps to integrate :

Send the charge API request to Midtrans.
Redirect your customer back to your page by configuring Finish URL in Midtrans's Dashboard > Snap Preferences.
Handle notifications.

By default, Kredivo's transaction expiry is 24 hours (min 20s, max 180 days).

Sample JSON Request Body

{
  "transaction_details": {
    "order_id": "ORDER-101",
    "gross_amount": 10000
  },
  "item_details": [{
    "id": "ITEM1",
    "price": 10000,
    "quantity": 1,
    "name": "Midtrans Bear",
    "category": "Toys",
    "url": "http://toko/toko1?item=abc"
  }],
  "customer_details": {
    "first_name": "TEST",
    "last_name": "MIDTRANSER",
    "email": "[email protected]",
    "phone": "+628123456",
    "shipping_address": {
      "first_name": "TEST",
      "last_name": "MIDTRANSER",
      "email": "[email protected]",
      "phone": "0 8128-75 7-9338",
      "address": "Sudirman",
      "city": "Jakarta",
      "postal_code": "12190",
      "country_code": "IDN"
    }
  },
  "enabled_payments": ["kredivo"],
  "seller_details": [
    {
      "id": "sellerId-01",
      "name": "John Seller",
      "email": "[email protected]",
      "url": "https://tokojohn.com",
      "address": {
        "first_name": "John",
        "last_name": "Seller",
        "phone": "081234567890",
        "address": "Kemanggisan",
        "city": "Jakarta",
        "postal_code": "12190",
        "country_code": "IDN"
      }
    }
  ]
}

Parameter	Description
transaction_details Transaction Details Object (required)	Unique transaction ID
item_details Item Details Object (required)	Shopping item details will be paid by customer. All field in the given sample are (required)
customer_details Customer Details Object (required)	Details of the customer. All field in the given sample are (required)
enabled_payments Array (optional)	Set what payment method to show in Snap's payment list. Value: `kredivo`
seller_details Array (optional)	Details of the seller(s) where the customer purchased from. All field in the given sample are (required). Note: This field is only mandatory for marketplace merchant.

🚧
customer_details and item_details are required for Kredivo's Fraud Detection System (it's encouraged for merchant to pass real customer and item details value). If customer_details and item_details value are empty, Snap will then hide Kredivo in Snap's payment list page as transaction will fail. For a full list of request body parameters please refer to the Request Body (JSON Parameter) section.