BCA KlikPay

BCA KlikPay is the online banking payment method provided by BCA. This method allows the customers to perform transaction using either their Internet banking account or their private-label BCA credit card. This highly secure payment method utilizes an SMS token for user validation.

The steps to integrate with BCA KlikPay are given below.

Send the charge API request to Midtrans.
Redirect the customer to URL specified in the response.
Redirect your customer back to your page by configuring Finish URL in Midtrans's Dashboard > Configurations.
Handle notifications.

Send a Charge API request with the details of the transaction such as payment_type, bca_klikpay, transaction_details, item_details, and customer_details. Successful request returns a redirect URL.

By default, expiry time for BCA KlikPay is 2 hours unless specified by merchant (min 20s, max 180 days).

BCA KlikPay Charge API Request

{
  "payment_type": "bca_klikpay",
  "transaction_details": {
    "order_id": "orderid-01",
    "gross_amount": 11000
  },
  "item_details": [
    {
      "id": "1",
      "price": 11000,
      "quantity": 1,
      "name": "Mobil "
    }
  ],
  "customer_details":{
    "first_name": "John",
    "last_name": "Baker",
    "email": "[email protected]",
    "phone": "08123456789"
  },
  "bca_klikpay": {
    "description": "Pembelian Barang"
  }
}

JSON Attribute	Description	Type	Required
payment_type	Set BCA Klikpay payment method. Value: `bca_klikpay`.	String	Required
transaction_details	The details of the specific transaction such as `order_id` and `gross_amount`.	Object	Required
item_details	Details of the item(s) purchased by the customer.	Object	Required
customer_details	Details of the customer.	Object	Required
bca_klikpay	Charge details using BCA Klikpay.	Object	Required

BCA Klikpay Charge Sample Responses and Notifications

{
  "status_code": "201",
  "status_message": "OK, BCA KlikPay transaction is successful",
  "transaction_id": "ada84cd9-2233-4c67-877a-01884eece45e",
  "order_id": "orderid-01",
  "redirect_url": "https://api.sandbox.veritrans.co.id/v3/bca/klikpay/redirect/ada84cd9-2233-4c67-877a-01884eece45e",
  "gross_amount": "11000.00",
  "payment_type": "bca_klikpay",
  "transaction_time": "2016-06-19 15:42:36",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "currency": "IDR"
}

{
  "transaction_time": "2016-06-19 15:42:36",
  "gross_amount": "11000.00",
  "order_id": "orderid-01",
  "payment_type": "bca_klikpay",
  "signature_key": "e47d73b2a10347d291e85a7c39c5fa2a7b760f0af7d9882f9c1b26db06e1af948968184b78f67112158cdeddd2141fe41068fdb37361ce11c3d2509354224a80",
  "status_code": "201",
  "transaction_id": "ada84cd9-2233-4c67-877a-01884eece45e",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

{
  "approval_code": "91231",
  "transaction_time": "2016-06-19 15:46:16",
  "gross_amount": "11000.00",
  "order_id": "orderid-01",
  "payment_type": "bca_klikpay",
  "signature_key": "35c4111539e184b268b7c1cd62a9c254e5d27c992c8fd55084f930b69b09eaafcfe14b0d512c697648295fdb45de777e1316b401f4729846a91b3de88cde3f05",
  "status_code": "200",
  "transaction_id": "ada84cd9-2233-4c67-877a-01884eece45e",
  "transaction_status": "settlement",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "ada84cd9-2233-4c67-877a-01884eece45e",
  "order_id": "orderid-01",
  "gross_amount": "11000.00",
  "payment_type": "bca_klikpay",
  "transaction_time": "2016-06-19 17:42:38",
  "transaction_status": "expire",
  "fraud_status": "accept",
  "signature_key": "62a8c432bb5a288a0495dd4f868b0aede4535e0c8a9fbebb3c6e9d4ea0db6f1963e551e70a99e80512030afa5ba8268f9be7b17b13a422ebef4620988c55d5ed"
}

JSON Attribute	Description	Type
status_code	Status code of transaction charge result.	String
status_message	Status message describing the result of the API request.	String
transaction_id	Transaction ID given by Midtrans.	String
order_id	Order ID specified by you.	String
redirect_url	Redirect URL to BCA Klikpay payment page.	String
gross_amount	Total amount of transaction in IDR.	String
payment_type	The payment method used by the customer. Value:`bca_klickpay`.	String
transaction_time	Timestamp of transaction in ISO 8601 format. Time Zone: GMT+7.	String
transaction_status	Status of BCA Klikpay transaction. Possible values are `pending`, `settlement`, `expire`.	String
fraud_status	Detection result by Fraud Detection System (FDS). Possible values are `accept` : Approved by FDS. `challenge`: Questioned by FDS. Note: Approve transaction to accept it or transaction will get automatically cancelled during settlement. `deny`: Denied by FDS. Transaction automatically failed.	String
currency	ISO-4217 representation of three-letter alphabetic currency code. Value: `IDR`. Note: Currently, only `IDR` is supported.	String
signature_key	Combination of parameters such as `order_id`, `status_code`, `gross_amount`, and `server_key` to verify integrity of payload/response.	String
approval_code	Successful BCA KlikPay transaction approval code.	String