---
updatedAt: 2025-11-11T00:15:10.000Z
agentTools:
  projectIndex: https://docs.midtrans.com/llms.txt
---

# How long will the transaction funds be credited to the cardholder after a refund?

Typically the funds will be credited within 7-14 business days after the refund request is submitted. We have seen longer period (up to 45 days) for cross border transactions (i.e. card transactions using international credit/debit card issuing bank).